Things just got interesting.
Earn up to 7% interest
on unused funds in your wallet
Calculated Daily, Paid Monthly
Start TodayMake the most of your wallet balance
Unused funds in your wallet can generate interest. Get up to 7%* interest on funds held in your USD, EUR, and GBP wallets. You only need a total wallet balance of 100 USD or equivalent and recent trading activity.
Interest is calculated daily and paid monthly. Your funds remain fully available, so you can trade or withdraw them at any time.
Interest is calculated daily and paid monthly. Your funds remain fully available, so you can trade or withdraw them at any time.
*Up to 7% interest applies during a promotional period from 9 April 2026 to 9 June 2026. After this period, the standard interest rates will apply.
Interest Rate Breakdown
USD
Up To
7%
7%
GBP
Up To
7%
7%
EUR
Up To
7%
7%
Earn interest on your unused funds
Unused wallet balances can earn interest while you wait for the right market opportunity. Interest is calculated daily based on your wallet balance.
Full access with monthly payments
Your funds remain available to trade or withdraw at any time. The accumulated interest is credited to your wallet every month.
We want to make trading more accessible and rewarding for our clients. If you have any questions, please refer to our FAQs below, Terms and Conditions, or reach out to us via Live Chat.
Your Questions, Answered:
What are unused funds?
Unused funds refer to your USD, EUR, and GBP wallet balances that are not currently allocated to trading accounts.
How do I qualify for interest?
You need a total wallet balance of at least 100 USD or equivalent across your USD, EUR, or GBP wallets, and recent trading activity within the last 30 days.
Do all account types qualify?
Yes, all trading account types qualify for interest, except Islamic (swap-free) accounts.
How is interest calculated?
Interest is calculated daily using a pro-rata method based on the applicable threshold ranges and interest rates for each currency wallet.
Where can I see my earned interest?
You can view your accumulated interest in your Client Area under the Transaction History.
Earn up to 7% interest on unused funds in your wallet.
Create account
1. Introduction
These Terms & Conditions ("T&C") govern the interest offering on unused funds held in the wallets of clients ("Client" or "You") with Tickmill ("We", "Us", "Our").
2. Definitions
2.1. Unused Funds: Wallet balances that are not currently being used in trading accounts.
2.2. Wallet Balance: The total funds available across all Clients’ wallets in USD, EUR, and GBP.
2.3. Active Account: A trading account showing trading activity within the last 30 days or has at least one open position.
3. Eligibility
To be eligible for interest on unused funds, Clients must meet the following criteria:
3.1. Interest offering is enabled in their account settings (by default enabled for all except swap-free accounts and specific cases mentioned in Section 6.4).
3.2. Total Wallet Balance across all currencies is at least 100 USD or equivalent.
3.3. The Client has an Active Account, as defined above.
3.4. The interest offering of up to 7% per annum applies for a limited period of two (2) months, from 9 April 2026 to 9 June 2026 (the "Promotion Period"), unless otherwise extended or amended by Tickmill. After the Promotional Period ends, the interest rate will revert to the standard applicable rate.
4. Interest Rate and Calculation
4.1. The interest offering applicable to unused funds held in USD, EUR, and GBP wallets is up to 7% per annum, during the Promotional Period specified in Section 3.4.
4.2. The applicable thresholds for each wallet currency are defined as follows:
USD: up to 7% per annum; Thresholds: 0 – 50,000
GBP: up to 7% per annum; Thresholds: 0 - 40,000
EUR: up to 7% per annum; Thresholds: 0 – 45,000
4.3. Interest calculation will be pro-rata based on the Client's Wallet Balance and according to the defined thresholds.
4.4. The formula used for determining the applicable interest rate is:
Interest Rate = Unused Funds / (Max Threshold − Min Threshold) × Max Interest Rate
The Interest Rate is capped at the maximum interest rate stated above.
4.5. The formula used for the Interest calculation is:
Interest = Unused Funds x Interest Rate/365
Interest will be calculated daily and paid monthly, within 10 working days of the following month.
5. Changes to Terms
We reserve the right to modify these Terms & Conditions (T&C), including interest rate and calculation methods, at our discretion. It is the responsibility of clients to visit our website for the latest updates. Continued use of our services following any changes will constitute acceptance of the new terms.
6. Miscellaneous
6.1. These Terms and Conditions form an integral part of the formal agreement between you and us. In the event of any discrepancies between these Terms and Conditions and any other provisions of your formal agreement (referred to either as the Client Agreement or the Terms of Business, as applicable), the provisions of your formal agreement will prevail.
6.2. The interest offering is subject to all applicable laws and regulations.
6.3. Clients are responsible for any tax implications resulting from receiving interest.
6.4. We reserve the right to disqualify any Client from this offering for any reason, including suspicion of fraud or abuse. Furthermore, Tickmill reserves the right to cancel, suspend and/or restrict any account(s) and/or wallet(s) in case of any mala fide act, illegal act(s) and/or omission(s), trading abuse and/or any other reasonable and valid reason and the Client understands that Tickmill reserves the right to terminate the business relationship at any time if such incidents arise.